Find grants, rebates, forgivable loans, and free programs for Woonsocket, RI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Woonsocket, RI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income owner-occupied households in Woonsocket. Loan is forgiven...
Provides emergency home repair grants for very low-income owner-occupied households facing immediate health and safety h...
Provides grants to modify homes for accessibility for low-income seniors and persons with disabilities. Covers ramps, ba...
Assists low-income homeowners with repairs to private sewer lateral lines connecting to the city main. Covers excavation...
Federal WAP program administered by Rhode Island to reduce energy costs through comprehensive home weatherization. Servi...
HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under age 6 or pregnant women. ...
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Rhode Island. Assistance is a 1...
Low-interest loan program for home repairs and improvements for Rhode Island homeowners. Can be combined with first mort...
Provides free comprehensive energy efficiency services to income-eligible Rhode Island Energy customers. Includes home e...
Rebates for installation of air-source heat pumps for heating and cooling. Incentives vary by equipment type and efficie...
Rebates covering up to 50% of insulation and air sealing costs for Rhode Island Energy customers. Must use qualified con...
Rebates for installation of ENERGY STAR certified heating and cooling equipment including furnaces, boilers, and central...
Rebates for ENERGY STAR certified electric heat pump water heaters and high-efficiency gas water heaters. Heat pump wate...
State incentive for residential solar photovoltaic installations. Rebate amount based on system size. Can be combined wi...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. For veterans ...
Federal HOME funds administered by Rhode Island Housing for owner-occupied rehabilitation. Provides forgivable loans for...
Helps seniors age 60 and older make home modifications that allow them to age in place safely. Covers accessibility modi...
Property tax exemption program for Woonsocket residents age 65 and older who meet income requirements. Reduces assessed ...
Matching grants for preservation and restoration of historically significant properties in Rhode Island. Given Woonsocke...
Provided mortgage payment assistance and other foreclosure prevention support to Rhode Island homeowners affected by eco...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Woonsocket, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Woonsocket, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.