USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to those 62+ who cannot repay a loan. Some areas of Woonsocket may qualify.

Loan at 1% interest or grant for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers repairs to remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 826-0842

A grant-savvy contractor in Woonsocket, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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