USDA Section 504 Home Repair Loan

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas to repair or improve their homes. Interest rate fixed at 1% with repayment terms up to 20 years. Verify Wyandotte address eligibility with local USDA office.

1% interest loan with up to 20-year repayment term

Key Details

• Loan up to $40,000 at 1% fixed interest
• Income at or below 50% AMI required
• Repayment terms up to 20 years
• Owner-occupied homes in eligible areas
• Contact USDA to verify Wyandotte eligibility

How to Apply

A grant-savvy contractor in Wyandotte, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Apply through local USDA office