Find grants, rebates, forgivable loans, and free programs for Yonkers, NY, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Yonkers, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 27 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Yonkers for households at or below 80% AMI. ...
Provides emergency home repair grants for owner-occupied households in Yonkers with income at or below 50% AMI. Addresse...
Provides grants to modify owner-occupied homes in Yonkers for accessibility, including ramps, widened doorways, grab bar...
Provides home repair and accessibility grants to senior homeowners age 62 and older in Yonkers with income at or below 8...
Federal weatherization program administered by New York State providing free energy efficiency improvements including in...
Con Edison provides free in-home energy assessments for residential customers, including installation of LED bulbs, smar...
Con Edison offers rebates up to $2,500 for residential customers who install qualifying air-source or ground-source heat...
Con Edison offers rebates for purchasing ENERGY STAR certified room air conditioners and allows participation in smart c...
NYSERDA's EmPower+ provides no-cost comprehensive home energy and health improvements to income-qualified homeowners, in...
NYSERDA provides rebates and incentives for installing air-source heat pumps, ground-source heat pumps, and heat pump wa...
New York State provides a personal income tax credit equal to 25% of qualified solar electric (PV) system expenditures, ...
Con Edison customers can subscribe to community solar projects and receive credits on their electric bills for their sha...
USDA provides low-interest loans up to $40,000 and grants up to $10,000 for seniors age 62+ to repair, improve, or moder...
VA provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their...
VA provides grants to veterans with certain service-connected disabilities to adapt their permanent residence to accommo...
Westchester County HOME Investment Partnerships Program provides forgivable loans to low-income homeowners for comprehen...
New York State provides lead hazard control services for homes where a child under 6 has an elevated blood lead level or...
HUD-funded program administered by Westchester County to reduce lead-based paint hazards in homes with children under 6....
Provides grants to income-qualified homeowners in Yonkers for repair or replacement of private sewer lateral lines from ...
City of Yonkers is systematically replacing lead water service lines throughout the city at no cost to property owners. ...
Matching grant program for owners of properties within Yonkers historic districts to restore and preserve character-defi...
NYSERDA provides enhanced incentives for low-to-moderate income homeowners to install solar PV systems, including adders...
NYSERDA offers enhanced incentives for ground-source (geothermal) heat pump installations in residential properties. Inc...
New York State HEAP provides annual heating assistance to income-qualified households to help pay heating bills during w...
HEAP emergency benefit provides additional assistance to income-qualified households facing heat-related emergencies suc...
NYSERDA's Green Jobs Green New York program provides low-interest financing for energy efficiency and renewable energy i...
Con Edison provides free energy efficiency upgrades including ENERGY STAR refrigerators, LED lighting, air sealing, and ...
Yonkers offers partial property tax exemptions for senior citizens age 65 and older who meet income requirements. Exempt...
New York State School Tax Relief (STAR) program provides partial exemption from school property taxes for owner-occupied...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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33 programs are currently listed for Yonkers, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Yonkers, 27 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.