USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants available only to very-low-income seniors to remove health and safety hazards. Note: Most of Yonkers is not USDA-eligible; verify property location.

Grant amount for seniors 62+ to remove hazards; loan available for broader repairs

Key Details

  • Low-interest loans up to $40,000 for repairs
  • Grants up to $10,000 for seniors 62+ only
  • Very low income requirement for grants
  • Removes health and safety hazards
  • Most of Yonkers NOT eligible; verify rural status

How to Apply

Deadline: Applications accepted year-round, subject to funding

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