USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Youngstown to repair, improve, or modernize homes. Loans up to $40,000 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ unable to repay a loan.

Grant component (up to $10,000) for seniors 62+, loan at 1% interest

Key Details

  • Loan up to $40,000 at 1% interest for 20 years
  • Grant up to $10,000 for seniors 62+ unable to repay loan
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area near Youngstown
  • Covers health and safety repairs, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(740) 289-3391

A grant-savvy contractor in Youngstown, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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