MSHDA Home Improvement Loan Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for Michigan homeowners to make necessary repairs and improvements. Loans have flexible terms and are available to moderate-income households who may not qualify for traditional financing.

Low-interest loan with flexible repayment terms, typical loan amount shown

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $20,000
  • For necessary home repairs and improvements
  • Flexible repayment terms available
  • Moderate-income households eligible
  • Available statewide through participating lenders

How to Apply

A grant-savvy contractor in Ypsilanti, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ypsilanti early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ypsilanti, MI

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