USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes, or remove health and safety hazards. Seniors 62+ may qualify for grant assistance. Contact USDA to verify if your Ypsilanti location qualifies.

Grant for seniors 62+; loan for others; combined maximum shown

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Ypsilanti, MI, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000; grants up to $10,000
  • Very low-income homeowners in eligible areas
  • Seniors 62+ may qualify for grant portion
  • For health, safety, and accessibility repairs
  • Contact USDA to verify eligibility of location

How to Apply

A grant-savvy contractor in Ypsilanti, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ypsilanti early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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