Find grants, rebates, forgivable loans, and free programs for Yuma, AZ, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Yuma, AZ, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied households in Yuma city limits with income at or below...
Provides emergency home repairs for owner-occupied households in Yuma city limits with income at or below 50% AMI. Cover...
Provides accessibility modifications for owner-occupied homes in Yuma where a household member has a documented disabili...
Assists low- to moderate-income homeowners in Yuma with repair or replacement of private sewer lateral lines connecting ...
Free weatherization services for income-eligible households in Yuma County. Includes energy audits, insulation, air seal...
Rebate for APS customers in Yuma who upgrade to high-efficiency central air conditioning systems rated 16 SEER or higher...
Rebate for APS customers in Yuma who install energy-efficient electric heat pumps for heating and cooling. Must meet min...
Upfront incentive for APS customers in Yuma installing new residential solar photovoltaic systems. Incentive amount vari...
Zero-interest loan for APS customers in Yuma to finance energy efficiency improvements including HVAC upgrades, insulati...
Comprehensive home energy assessment and rebates for APS customers who complete multiple qualifying efficiency upgrades ...
Provides first-time homebuyers in Yuma County with a federal tax credit equal to 20% of annual mortgage interest paid, r...
Forgivable second mortgage for first-time homebuyers in Yuma County to assist with down payment and closing costs. Forgi...
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas near Yuma to repair, improve...
Helps veterans with certain service-connected disabilities in Yuma purchase or modify a home to meet their disability ne...
Helps veterans with certain service-connected disabilities in Yuma adapt their home to meet disability needs. Available ...
Provides grants to veterans enrolled in VA health care in Yuma to make medically necessary home improvements such as whe...
Federal HOME Investment Partnerships Program funding for major rehabilitation of owner-occupied homes in Yuma city limit...
Grant assistance for homeowners age 62 and older in Yuma city limits with income at or below 80% AMI. Covers essential r...
HUD-funded program administered by ADOH to identify and remediate lead-based paint hazards in qualifying Yuma County hom...
Rebate for APS customers in Yuma who replace existing electric water heaters with high-efficiency heat pump water heater...
Rebate for APS customers in Yuma who purchase and install a qualifying smart thermostat. Includes popular brands that al...
Arizona homeowners age 65 and older in Yuma County can freeze the property valuation of their primary residence, limitin...
FHA-insured mortgage that allows Yuma homebuyers or homeowners to finance both the purchase (or refinance) and rehabilit...
Housing improvement assistance for enrolled Cocopah Tribal members living on or near the Yuma reservation. Provides gran...
Housing rehabilitation assistance for enrolled Quechan Tribal members residing on Fort Yuma Reservation. Funded through ...
Free comprehensive weatherization services for income-qualified APS customers in Yuma. Includes home energy assessment, ...
Reduced utility rates and bill assistance for low-income Yuma residents, seniors, and persons with disabilities. Include...
Energy efficiency improvements for low-income households in Yuma County including air conditioning repair/replacement, i...
Assists low-income Arizona households with cooling and heating costs, particularly during extreme temperatures. Provides...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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33 programs are currently listed for Yuma, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Yuma, 21 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.