National home repair assistance directory
Start with maintained, city-neutral federal records. These are research starting points, not eligibility decisions. Confirm current terms and local requirements with each agency, then screen your city for other possibilities.
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Maintained federal records
Published amount or limit: Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Federal USDA Section 504 repair loans and age-restricted grants for eligible very-low-income homeowners in qualifying rural areas. Grant, loan, age, credit, property, and repayment rules differ; confirm the current route with USDA Rural Development.
- Federal administrator: USDA Rural Development
- Application timing: Confirm current federal terms and application timing
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Published amount or limit: Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Federal VA adapted-housing grant for eligible veterans and service members with qualifying service-connected disabilities. Confirm the current disability, ownership, project, and application rules directly with VA.
- Federal administrator: U.S. Department of Veterans Affairs
- Application timing: Confirm current federal terms and application timing
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Published amount or limit: Up to $25,350 (SHA), FY2026
Federal VA Special Home Adaptation grant for eligible veterans and service members with qualifying service-connected disabilities. It is distinct from SAH; confirm the current benefit and application rules with VA.
- Federal administrator: U.S. Department of Veterans Affairs
- Application timing: Confirm current federal terms and application timing
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Published amount or limit: Up to $6,800 (service-connected) or $2,000 (non-service-connected)
Federal VA Home Improvements and Structural Alterations benefit for medically necessary changes to an eligible veteran's residence. Confirm clinical approval, covered work, and current application requirements with VA.
- Federal administrator: U.S. Department of Veterans Affairs
- Application timing: Confirm current federal terms and application timing
Review official source →
These records are research starting points, not eligibility decisions. Confirm current terms, service area, funding, and application steps with the federal administrator.
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