USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans and grants to very-low-income homeowners in eligible rural areas near Abilene to repair or improve their homes. Grants available only to seniors 62+ unable to repay a loan, for removal of health and safety hazards.

Combines low-interest loan with potential grant for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Must own home in eligible rural area
  • Income at or below 50% Area Median Income
  • Can combine loan and grant up to $50,000 total

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

A grant-savvy contractor in Abilene, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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