FHA Title I Home Improvement Loan

About This Program

FHA-insured loan up to $25,000 for single-family home improvements. No equity required, and the loan can be used for most improvements that make the home more livable or useful. Available through FHA-approved lenders.

Loan must be repaid; interest rates set by lender within FHA limits

Key Details

• Up to $25,000 for single-family home improvements
• No home equity required
• Fixed interest rate, up to 20-year term
• Apply through any FHA-approved lender
• Can be used for most livability improvements

How to Apply

Deadline: Ongoing — apply through FHA-approved lender