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OHFA Next Home

Ohio Housing Finance Agency

open state

About This Program

OHFA Next Home provides 30-year fixed-rate mortgages to repeat homebuyers (not just first-time buyers) with down payment assistance of 3% (conventional) or 3.5% (government loans), forgiven after 7 years.

On $150K home: ~$4,500-$5,250 in DPA forgiven after 7 years

Key Details

  • Not limited to first-time homebuyers
  • 30-year fixed-rate mortgage options
  • 3% DPA for conventional, 3.5% for government loans
  • Down payment assistance forgiven after 7 years
  • Must meet income and purchase price limits

How to Apply

Visit Official Program Page

888-362-6432

Deadline: Ongoing — apply through OHFA-approved lender

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