USDA Section 504 Home Repair Loans & Grants

About This Program

USDA Section 504 provides 1% interest loans up to $40,000 and grants up to $10,000 (for homeowners 62+) to repair homes in USDA-eligible rural areas. Must be very-low-income (below 50% AMI). Some Summit County areas may qualify.

Property must be in USDA-eligible rural area; check eligibility map

Key Details

• Loans at 1% interest up to $40,000 (20-year term)
• Grants up to $10,000 for homeowners 62+
• Must be below 50% of area median income
• Property must be in USDA-eligible rural area
• Ohio USDA office: 614-255-2400

How to Apply

Deadline: Rolling — apply at local USDA Rural Development office