Home Improvement Grants in Alameda.

Find grants, rebates, forgivable loans, and free programs for Alameda, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Alameda, CA, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants11Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Alameda Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for owner-occupied single-family homes in Alameda with income at or below...

Home Repair
Grant up to $10,000

Alameda Emergency Home Repair Program

Provides emergency grants for urgent home repairs posing immediate health and safety threats to Alameda residents with i...

Emergency
Forgivable loan up to $20,000

Alameda Home Accessibility Modification Program

Provides accessibility modifications for Alameda homeowners with disabilities or seniors at or below 80% AMI. Includes r...

Seniors & Disability
Rebate up to $15,000

Alameda Sewer Lateral Repair Program

Assists Alameda homeowners with the cost of private sewer lateral repair or replacement. Income-qualified rebates up to ...

Home Repair
Free weatherization services (avg. $8,500 value)

California Weatherization Assistance Program (WAP) - Alameda County

Provides free weatherization services to income-eligible Alameda County residents at or below 60% state median income. S...

Weatherization
Free lead hazard removal

California Lead Hazard Reduction Program - Alameda County

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes in Alameda County where children under 6 resi...

Home Repair
Up to $3,000 rebate

EBCE Heat Pump Rebate

East Bay Community Energy offers rebates up to $3,000 for qualifying electric heat pump installations in Alameda. Eligib...

Energy
Up to $500 rebate

EBCE Induction Cooktop Rebate

East Bay Community Energy offers rebates up to $500 for switching from gas to electric induction cooktop or range in Ala...

Energy
Up to $4,500 rebate

EBCE Home Battery Storage Rebate

East Bay Community Energy offers rebates for residential battery storage systems in Alameda. Incentive up to $4,500 to s...

Solar/Renewable
Incentive varies by storage capacity

PG&E Self-Generation Incentive Program (SGIP) - Solar + Storage

California Public Utilities Commission's Self-Generation Incentive Program provides rebates for battery storage paired w...

Solar/Renewable
Rebates up to $6,500

PG&E Energy Upgrade California Home Upgrade Program

PG&E's Home Upgrade program offers rebates for comprehensive energy efficiency improvements including insulation, HVAC u...

Energy
Up to $350 per appliance

PG&E Appliance Rebate Program

PG&E offers rebates for energy-efficient appliance purchases in Alameda, including clothes washers, refrigerators, and r...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Rural Development provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners age 62+ in el...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for service-connected disabled veterans in Alameda with certain severe disabilities to help build, buy, or modi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for service-connected disabled veterans in Alameda with certain disabilities to adapt a home for independent li...

Veterans
Forgivable loan up to $50,000

Alameda County HOME Investment Partnerships Rehab

Alameda County HOME program provides forgivable loans up to $50,000 for major home repairs and rehabilitation to owner-o...

Home Repair
Grant up to $8,000

Alameda Senior Home Repair Grant

Provides grants for emergency home repairs to Alameda seniors age 62+ at or below 80% AMI. Grant does not require repaym...

Seniors & Disability
Down payment assistance varies by income

Alameda First-Time Homebuyer Program

Alameda partners with CalHFA to offer down payment and closing cost assistance for first-time homebuyers at or below 120...

Homebuyer
Up to $3,000 for seismic retrofits

California Earthquake Authority (CEA) Mitigation Grants

California Earthquake Authority offers grants up to $3,000 to help Alameda homeowners with CEA earthquake insurance poli...

Disaster
Up to $3,500 rebate

Bay Area Air Quality Wood Smoke Reduction Program

Bay Area Air Quality Management District offers rebates up to $3,500 for Alameda homeowners to replace old wood-burning ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Alameda

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Frequently asked questions

What home improvement grants are available in Alameda, CA?

24 programs are currently listed for Alameda, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Alameda have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Alameda, 11 programs do not require repayment, 3 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Alameda?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.