Home Improvement Grants in Albany.

Find grants, rebates, forgivable loans, and free programs for Albany, GA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Albany, GA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Georgia Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization services to income-eligible households in Dougherty County. Servi...

Weatherization
Forgivable loan up to $30,000

Albany Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for low-to-moderate income homeowners in Albany city...

Home Repair
Grant up to $10,000

Albany Emergency Home Repair Program

Provides emergency repair grants for owner-occupied homes in Albany where conditions pose immediate threats to health an...

Emergency
Up to $500 rebate per qualifying system

Georgia Power HVAC Efficiency Rebate

Rebate program for Georgia Power customers in Albany who install high-efficiency heat pumps or central air conditioning ...

Energy
Up to $350 rebate

Georgia Power Water Heater Rebate

Rebate for Georgia Power customers who install high-efficiency electric water heaters or heat pump water heaters. Eligib...

Energy
Up to $15,000 loan at 3.5% interest

Georgia Housing Finance Authority ACES Loan

Low-interest home improvement loan for Georgia homeowners to finance necessary repairs, renovations, or accessibility mo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas near Albany to repair, improve, or modernize th...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Grant ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibilit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Varies by project, typically $50,000-$75,000

Georgia DCA HOME CHDO Program

HOME Investment Partnerships Program funds administered through Community Housing Development Organizations (CHDOs) in D...

Home Repair
Up to $425 rebate

Georgia Power Insulation Rebate

Rebate for Georgia Power customers who add qualifying insulation to attics, walls, or floors. Requires pre-approval and ...

Weatherization
Free lead hazard removal

Georgia Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 in Dougherty County. Priority for homes...

Home Repair
Up to $15,000 grant

Albany ADA Home Accessibility Program

CDBG-funded grant program to install accessibility modifications for persons with disabilities and seniors in Albany. Pr...

Seniors & Disability
Up to $5,000 forgivable loan

Albany Sewer Lateral Repair Program

Forgivable loan program for Albany homeowners to repair or replace private sewer laterals from home to city connection. ...

Home Repair
Grant up to $12,000

Albany Senior Home Repair Grant

Grant program for Albany homeowners age 62+ to address critical home repairs affecting health, safety, or aging in place...

Seniors & Disability
Varies by disaster declaration

Georgia Disaster Recovery Housing Program

State disaster recovery program activated after federal disaster declarations affecting Dougherty County. Provides home ...

Disaster
Up to $500 rebate per system

Georgia Power Ductless Heat Pump Rebate

Rebate for Georgia Power customers installing qualifying ductless mini-split heat pump systems. Must meet minimum SEER a...

Energy
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for Albany homeowners who install solar photovoltaic systems. Credit equals 30% of total system cost ...

Solar/Renewable
Up to $100 rebate

Georgia Power Smart Thermostat Rebate

Rebate for Georgia Power customers who purchase and install qualifying smart or Wi-Fi enabled thermostats. Must be ENERG...

Energy
25% of qualified rehabilitation costs

Georgia State Tax Credit for Rehabilitated Historic Property

Georgia state income tax credit for homeowners who substantially rehabilitate historic homes listed on National Register...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Albany

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Frequently asked questions

What home improvement grants are available in Albany, GA?

25 programs are currently listed for Albany, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Albany have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Albany, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Albany?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.