Albany CDBG Owner-Occupied Rehabilitation Program

City of Albany Department of Development and Planning (CDBG)

Available Home Repair

About This Program

Provides forgivable loans for comprehensive home repairs to owner-occupied properties in Albany. Loan is forgiven after 5 years of continued owner occupancy. Income must be at or below 80% AMI.

Forgivable loan, no repayment if you remain in the home for 5 years

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Income at or below 80% AMI required
  • Must maintain owner-occupancy for 5 years
  • Covers roofing, electrical, plumbing, HVAC, structural
  • City of Albany residents only

How to Apply

A grant-savvy contractor in Albany, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications; subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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