PHFA Keystone Home Improvement Loan

Pennsylvania Housing Finance Agency (PHFA)

Available Home Repair

About This Program

Below-market interest rate loan for home improvements administered through participating lenders. Available to homeowners at or below 120% AMI. Can be used for a wide range of repairs and improvements including energy efficiency upgrades.

Low-interest loan with affordable monthly payments based on amount borrowed

Key Details

  • Loan up to $35,000 at below-market rates
  • Income at or below 120% AMI
  • Covers wide range of home improvements
  • Available through participating lenders
  • Fixed-rate, 15-year term

How to Apply

Deadline: Ongoing program through participating lenders

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