Seminole County SHIP Homeowner Rehab

Seminole County SHIP Program

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program provides forgivable loans to income-eligible homeowners for major home repairs and rehabilitation. Loan is forgiven after 5-15 years of continuous owner-occupancy, depending on loan amount.

Forgivable loan, no repayment if you remain in home during affordability period

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Seminole County
  • Forgiven after 5-15 years of occupancy
  • Covers roofing, structural, systems, HVAC

How to Apply

A grant-savvy contractor in Altamonte Springs, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted continuously

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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