USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of Amherst. Funds repair or removal of health and safety hazards. Grants available only to those unable to repay a loan.

Grant amount for seniors unable to repay loan, combined with low-interest loan if needed

Key Details

  • Grants up to $27,500 for seniors age 62+
  • Low-interest loans up to $40,000 available
  • Very low income required (50% AMI)
  • Remove health and safety hazards
  • Eligible rural areas of Amherst only

How to Apply

Get free help applying Visit Official Program Page Track this program

(413) 253-4300

A grant-savvy contractor in Amherst, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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