USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize homes, or remove health and safety hazards. Grants up to $10,000 available for seniors (62+) unable to repay a loan.

Combination of 1% loan plus grant for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Ankeny, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ankeny, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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