Find grants, rebates, forgivable loans, and free programs for Anniston, AL, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Anniston, AL, with individual awards up to $126,526. 5 programs target seniors, 0 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 11 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance for low-income owner-occupied homes in Anniston city limits. Forgivable lo...
Provides emergency home repairs for owner-occupied households in Anniston with income at or below 50% AMI. Covers critic...
Federally funded program that reduces energy costs by improving home energy efficiency. Services include insulation, air...
Low-interest home improvement loan program for moderate-income Alabama homeowners. Funds can be used for repairs, improv...
Rebate for residential customers who install qualifying high-efficiency air conditioning or heat pump systems. Must meet...
Rebate for residential customers who install ENERGY STAR certified heat pump water heaters. Must replace existing electr...
Rebate for adding attic or wall insulation to reduce heating and cooling costs. Must meet minimum R-value requirements. ...
Provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in eligible rural areas to repair, i...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Eligible veter...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Eligible veterans include t...
Provides minor home repair grants for low-income seniors age 60 and older in Calhoun County. Priority given to health an...
Provides accessibility modifications for low-income owner-occupied homes with disabled residents in Anniston. Includes w...
Rebate for purchasing and installing a qualifying ENERGY STAR certified smart thermostat. Smart thermostats optimize hea...
Federal HOME funds for comprehensive home rehabilitation for low-income owner-occupied homes in Anniston. Forgivable loa...
Emergency replacement of non-functioning heating or air conditioning systems for very low-income households in Anniston....
Provides roof replacement for owner-occupied homes with critical roof damage or failure in Anniston city limits. Forgiva...
Free comprehensive home energy audit conducted by Alabama Power energy specialists. Identifies opportunities to reduce e...
Federal income tax credit equal to 20% of annual mortgage interest paid, up to $2,000 per year. For first-time homebuyer...
Low-interest loan program for homeowners needing to repair or replace failing on-site septic systems. Available to moder...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Anniston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Anniston, 11 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.