Find grants, rebates, forgivable loans, and free programs for Arcadia, FL, filtered to your situation.
As of June 2026, 19 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Arcadia, FL, with individual awards up to $126,526. 3 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 11 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization assistance to reduce energy costs for income-eligible households in DeSoto County. Prior...
State Housing Initiatives Partnership (SHIP) program providing forgivable loans for rehabilitation of owner-occupied hom...
Low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve or modernize homes, or to ...
Cash rebate for Duke Energy Florida customers who install qualifying high-efficiency heat pumps. Heat pump must meet min...
Rebate for Duke Energy Florida customers who complete qualifying insulation, air sealing, or duct sealing improvements. ...
Incentive for Duke Energy Florida residential customers who install solar photovoltaic (PV) systems. Rebate is based on ...
Grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grants to veterans with certain service-connected disabilities to modify a home to accommodate their disability. Eligibl...
Provides repair, replacement, or reconstruction assistance to homeowners impacted by major disasters (Hurricane Irma, Mi...
Down payment and closing cost assistance for eligible educators, first responders, healthcare workers, childcare employe...
Assistance with mortgage payments, property taxes, homeowners insurance, HOA fees, and utilities for homeowners experien...
Provided mortgage payment assistance, principal reduction, and reinstatement assistance to unemployed or underemployed h...
Rebate for Duke Energy Florida customers who install qualifying high-efficiency electric water heaters. Heat pump water ...
Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...
Down payment and closing cost assistance for first-time homebuyers in Florida. Assistance is a zero-interest, 30-year fo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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19 programs are currently listed for Arcadia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Arcadia, 11 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.