USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for low-income homeowners in eligible rural areas of Boyd County to repair or improve their homes. Loans at 1% fixed interest rate for up to 20 years. Must be unable to obtain affordable credit elsewhere.

1% fixed interest loan, payments based on income and loan term

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • For low-income rural homeowners
  • Up to 20-year repayment term
  • Must be unable to get affordable credit elsewhere
  • Available in eligible rural areas of Boyd County

How to Apply

Get free help applying Visit Official Program Page Track this program

(606) 564-6703

A grant-savvy contractor in Ashland, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through local USDA office

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