USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for very-low-income homeowners to repair or improve their homes, remove health and safety hazards, or make accessibility modifications. Seniors age 62+ may qualify for grants up to $10,000 that do not need to be repaid.

Low-interest loan or grant for qualifying very-low-income rural homeowners

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Must have very low income (50% AMI or below)
  • Owner-occupied properties in eligible rural areas
  • Covers health/safety repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(301) 394-5340

A grant-savvy contractor in Aspen Hill, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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