USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Check property eligibility on USDA site.

Grant for seniors 62+, loan for others; both available if qualified

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors age 62+
  • Must be in USDA-eligible rural area
  • Very low income required (50% AMI)
  • Covers repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 704-7740

A grant-savvy contractor in Auburn, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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