USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1% fixed) for very-low-income homeowners in eligible rural areas near Augusta to repair, improve, or modernize their homes. Must be 62 or older or unable to obtain affordable credit elsewhere.

1% fixed-rate loan for home repairs, 20-year repayment term

Key Details

  • 1% fixed-rate loan for home repairs
  • Income at or below 50% area median income
  • Must be in eligible rural area near Augusta
  • 20-year repayment term
  • For homeowners age 62+ or unable to obtain other credit

How to Apply

Visit Official Program Page Track this program

(706) 546-2162

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Augusta, GA Are You a Contractor? Get Listed

Find More Programs in Augusta, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs