Find grants, rebates, forgivable loans, and free programs for Aurora, IL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Aurora, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing comprehensive home weatherization to reduce energy costs for income-eligible househol...
Provides low-interest forgivable loans to modify homes for accessibility for persons with disabilities. Funds can be use...
Provides forgivable loans for emergency home repairs that pose immediate threats to health and safety. Eligible repairs ...
Provides forgivable loans for comprehensive home rehabilitation to address multiple systems and structural issues. Eligi...
City-administered rehabilitation program for income-qualified Aurora homeowners to address major systems and structural ...
Provides grants to income-qualified Aurora homeowners to make accessibility modifications for household members with dis...
ComEd provides rebates for energy-efficient appliances and equipment including ENERGY STAR certified refrigerators, free...
Comprehensive free energy efficiency upgrades for income-qualified ComEd customers including LED bulbs, smart thermostat...
Rebates for purchasing and installing high-efficiency natural gas furnaces (95% AFUE or higher) through Nicor Gas. Avail...
Rebates for purchasing high-efficiency natural gas water heaters, tankless water heaters, or smart water heaters. Availa...
Provides $100 rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats can save up to 10-23...
Provides free furnace replacement, repair, and weatherization services to income-qualified Nicor Gas customers. Services...
Rebate for purchasing and installing a Level 2 electric vehicle charger at your Aurora home. Available to all ComEd resi...
State incentive program providing Solar Renewable Energy Credits (SRECs) to reduce the upfront cost of residential solar...
Enhanced solar incentive program for low-income households in Aurora. Provides significantly higher incentives to reduce...
City program providing matching grants to help Aurora homeowners repair or replace damaged private sewer lateral lines. ...
Grant program for senior homeowners (62+) in unincorporated Kane County and participating municipalities including Auror...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas near Aurora to repair o...
VA grant for disabled veterans with certain service-connected disabilities to adapt or purchase an adapted home. Eligibl...
VA grant for disabled veterans with certain service-connected disabilities to adapt their home. For veterans who are bli...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Aurora, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Aurora, 14 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.