USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available to seniors 62+ who cannot afford a loan.

Seniors 62+ may qualify for grant up to $10,000; others receive low-interest loan

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Must own home in eligible rural area
  • Very low income required (50% AMI or below)
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(863) 983-1581

A grant-savvy contractor in Avon Park, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Avon Park, FL contractors

Find More Programs in Avon Park, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs