Home Improvement Grants in Avon Park.

Find grants, rebates, forgivable loans, and free programs for Avon Park, FL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Avon Park, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program that helps low-income Florida households reduce energy costs through home energy...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program offering low-interest loans and grants to very-low-income rural homeowners to repair, improve, or modernize...

Home Repair
Up to $15,000 forgivable loan

Highlands County SHIP Housing Repair

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for emergency home repairs to low and mo...

Home Repair
Up to $25,000 forgivable loan

Avon Park CDBG Owner-Occupied Rehabilitation

CDBG-funded comprehensive rehabilitation program for low and moderate-income owner-occupied homes in Avon Park city limi...

Home Repair
Up to $800 in rebates

Duke Energy Home Energy Efficiency Rebates

Duke Energy offers rebates to residential customers who install qualifying energy-efficient equipment including HVAC sys...

Energy
Up to $800 rebate

Duke Energy Heat Pump Rebate

Rebate for Duke Energy customers who install high-efficiency electric heat pump systems. Rebate amount depends on SEER a...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. ...

Veterans
Free lead hazard removal

Florida Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and reduce lead-based paint hazards in homes built before 1978 with children under age 6....

Home Repair
Up to $10,000 grant

Highlands County ADA Home Modification

Grant program for low-income homeowners with disabilities in Highlands County to make ADA accessibility modifications. C...

Seniors & Disability
Up to $5,000 grant

Florida Community Care for the Elderly Home Repair

Provides minor home repairs and modifications for frail, low-income seniors 60+ to help them remain safely in their home...

Seniors & Disability
Up to $5,000 forgivable loan

Avon Park Sewer Lateral Repair Assistance

Assists low and moderate-income homeowners with the cost of repairing or replacing failing sewer lateral lines from the ...

Home Repair
Up to $7,500 grant

Avon Park Emergency Home Repair Program

Provides emergency grants for critical home repairs that pose immediate threats to health and safety. Covers emergency r...

Emergency
Up to $100,000 grant

Florida Hurricane Housing Recovery Program

CDBG-DR funded program activated after federally declared disasters to help homeowners repair or rebuild hurricane-damag...

Disaster
Up to $35,000 per unit

Highlands County HOME Rental Rehabilitation

HOME Investment Partnerships Program funds for rental property owners to rehabilitate units that will be rented to low-i...

Home Repair
Up to $12,000 forgivable loan

Avon Park CDBG Roof Replacement Program

Specialized CDBG program for roof replacement on owner-occupied homes in Avon Park with failing roofs. Provides forgivab...

Home Repair
Up to $7,500 low-interest loan

Highlands County Septic Tank Repair Assistance

Low-interest loan program for homeowners needing to repair or replace failing septic systems. Designed to protect public...

Home Repair
Free service (up to $200 value)

Duke Energy Free AC Tune-Up

Duke Energy offers free air conditioning system tune-ups to residential customers to improve efficiency and reduce energ...

Energy
Up to $300 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy customers who install qualifying high-efficiency electric water heaters or heat pump water heater...

Energy
Up to $600 utility assistance

Florida Low Income Home Energy Assistance (LIHEAP)

Federally funded program helping low-income households pay heating and cooling bills. Priority given to elderly, disable...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Avon Park

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Frequently asked questions

What home improvement grants are available in Avon Park, FL?

24 programs are currently listed for Avon Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Avon Park have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Avon Park, 15 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Avon Park?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.