Find grants, rebates, forgivable loans, and free programs for Avon Park, FL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Avon Park, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that helps low-income Florida households reduce energy costs through home energy...
USDA program offering low-interest loans and grants to very-low-income rural homeowners to repair, improve, or modernize...
State Housing Initiatives Partnership (SHIP) program providing forgivable loans for emergency home repairs to low and mo...
CDBG-funded comprehensive rehabilitation program for low and moderate-income owner-occupied homes in Avon Park city limi...
Duke Energy offers rebates to residential customers who install qualifying energy-efficient equipment including HVAC sys...
Rebate for Duke Energy customers who install high-efficiency electric heat pump systems. Rebate amount depends on SEER a...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disabili...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. ...
HUD-funded program to identify and reduce lead-based paint hazards in homes built before 1978 with children under age 6....
Grant program for low-income homeowners with disabilities in Highlands County to make ADA accessibility modifications. C...
Provides minor home repairs and modifications for frail, low-income seniors 60+ to help them remain safely in their home...
Assists low and moderate-income homeowners with the cost of repairing or replacing failing sewer lateral lines from the ...
Provides emergency grants for critical home repairs that pose immediate threats to health and safety. Covers emergency r...
CDBG-DR funded program activated after federally declared disasters to help homeowners repair or rebuild hurricane-damag...
HOME Investment Partnerships Program funds for rental property owners to rehabilitate units that will be rented to low-i...
Specialized CDBG program for roof replacement on owner-occupied homes in Avon Park with failing roofs. Provides forgivab...
Low-interest loan program for homeowners needing to repair or replace failing septic systems. Designed to protect public...
Duke Energy offers free air conditioning system tune-ups to residential customers to improve efficiency and reduce energ...
Rebate for Duke Energy customers who install qualifying high-efficiency electric water heaters or heat pump water heater...
Federally funded program helping low-income households pay heating and cooling bills. Priority given to elderly, disable...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Avon Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Avon Park, 15 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.