USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Combination of loan and grant based on income and age

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ unable to repay
  • Income at or below 50% AMI required
  • For homes in eligible rural areas near Avondale
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(602) 280-8754

A grant-savvy contractor in Avondale, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local USDA office for application periods

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