Maryland Accessible Homes for Seniors Program

About This Program

The Accessible Homes for Seniors program, jointly administered by Maryland DHCD and the Maryland Department of Aging, provides zero-percent interest deferred loans or grants of up to $25,000 to income-eligible homeowners age 55 and older for accessibility modifications that allow them to remain safely in their homes. Eligible improvements include grab bars, railing installation, doorway widening, and ramp construction. Grants (rather than loans) are available when the applicant does not qualify for loan funding.

Maximum grant award; loans are 0% deferred for 30 years if applicant qualifies for loan funding.

Key Details

• Grants up to $25,000 OR 0% deferred loans for 30 years
• Requires at least one household member age 55 or older
• Income ≤80% of Maryland or DC MSA median income
• Covers grab bars, ramps, widened doorways, railings
• Apply through local Maryland Access Point Agency or County Housing Office

How to Apply

Deadline: Rolling; apply through local County Housing Office or Maryland Access Point Agency