FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

Open Home Repair

About This Program

FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Limited 203(k) covers up to $75,000 for non-structural repairs; Standard 203(k) has no repair limit for major rehabilitation including structural work.

3.5% down payment; Limited up to $75,000 repairs; Standard unlimited repairs

Key Details

  • Limited 203(k): up to $75,000 for non-structural repairs
  • Standard 203(k): no repair limit, includes structural work
  • Only 3.5% down payment on after-improved value
  • Available through FHA-approved lenders in Maryland
  • Can combine with Maryland Mortgage Program

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing

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