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FHA Title I Home Improvement Loan

U.S. Department of Housing & Urban Development (HUD)

open federal

About This Program

FHA-insured loan up to $25,000 for single-family home improvements through approved lenders. Fixed interest rate with up to 20-year terms. Loans under $7,500 do not require the home as collateral.

Fixed rate negotiated with lender; no home equity required for loans under $7,500

Key Details

  • Up to $25,000 for single-family home improvements
  • Fixed interest rate, up to 20-year term
  • No home equity required for loans under $7,500
  • Available through FHA-approved lenders
  • HUD Information: 800-225-5342

How to Apply

Visit Official Program Page

800-225-5342

Deadline: Ongoing

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