FHA Title I Home Improvement Loan

U.S. Department of Housing & Urban Development (HUD)

Open Home Repair

About This Program

FHA-insured loan up to $25,000 for single-family home improvements through approved lenders. Fixed interest rate with up to 20-year terms. Loans under $7,500 do not require the home as collateral.

Fixed rate negotiated with lender; no home equity required for loans under $7,500

Key Details

  • Up to $25,000 for single-family home improvements
  • Fixed interest rate, up to 20-year term
  • No home equity required for loans under $7,500
  • Available through FHA-approved lenders
  • HUD Information: 800-225-5342

How to Apply

Deadline: Ongoing

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Baltimore, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs