Maryland Mortgage Program (MMP)

About This Program

State program offering below-market mortgage rates and down payment assistance of up to $20,000 for qualifying Maryland homebuyers. Available through participating lenders statewide with income and purchase price limits.

Down payment assistance as 0% deferred loan; repaid at sale or refinance

Key Details

• Below-market interest rate mortgages through participating lenders
• Up to $20,000 in down payment and closing cost assistance
• Available for first-time and repeat homebuyers
• Income and purchase price limits apply by county
• FHA 203(k) Limited option available for homes needing repairs

How to Apply

Deadline: Ongoing