Maryland Mortgage Program (MMP)

Maryland DHCD / CDA

Open Home Repair

About This Program

State program offering below-market mortgage rates and down payment assistance of up to $20,000 for qualifying Maryland homebuyers. Available through participating lenders statewide with income and purchase price limits.

Down payment assistance as 0% deferred loan; repaid at sale or refinance

Key Details

  • Below-market interest rate mortgages through participating lenders
  • Up to $20,000 in down payment and closing cost assistance
  • Available for first-time and repeat homebuyers
  • Income and purchase price limits apply by county
  • FHA 203(k) Limited option available for homes needing repairs

How to Apply

Visit Official Program Page Track this program

800-638-7781

Deadline: Ongoing

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