USDA Section 504 Home Repair Loan & Grant

About This Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors age 62+ who cannot afford a loan to remove health and safety hazards.

Combines loan and grant based on age, income, and ability to repay

Key Details

• Loan up to $27,500 at 1% interest
• Grant up to $10,000 for seniors 62+
• Must be in USDA-eligible rural area
• Income at or below 50% AMI required
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Bartlett, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round