USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards, and loans up to $40,000 at 1% interest for repairs. Available in eligible rural areas of Matagorda County including parts of Bay City.

Grant eligibility for seniors 62+, otherwise low-interest loan; estimate based on typical grant award

Key Details

  • Grants up to $27,500 for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest (low income)
  • Remove health and safety hazards
  • Available in eligible rural areas of Matagorda County
  • Must be owner-occupied and unable to obtain credit elsewhere

How to Apply

A grant-savvy contractor in Bay City, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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