NJ HomeKeeper Program

NJ Housing and Mortgage Finance Agency

Waitlist Home Repair

About This Program

Forgivable loans to help income-eligible homeowners make necessary repairs and improvements. Loan is forgiven after 10 years of continued owner-occupancy. Administered by participating municipalities and non-profits statewide.

Forgivable loan, no repayment if you remain in home for 10 years

Key Details

  • Forgivable loan up to $35,000
  • Income limits vary by household size
  • Must be owner-occupied for 10 years
  • Covers necessary repairs and improvements
  • Check for participating municipalities

How to Apply

A grant-savvy contractor in Bayonne, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check website for application windows

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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