USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA grants (for seniors 62+) and low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Bayonne may have limited eligible areas.

Grant amount for seniors 62+; loans available at 1% interest for others

Key Details

  • Grant up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Bayonne, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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