Home Improvement Grants in Bayonne.

Find grants, rebates, forgivable loans, and free programs for Bayonne, NJ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bayonne, NJ, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

NJ Small Repair Program

Provides grants to low-income homeowners for essential home repairs including heating systems, roofing, plumbing, and el...

Home Repair
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program

Federally-funded program providing free weatherization services to income-qualified households. Includes insulation, air...

Weatherization
Up to $15,000 for lead remediation

NJ Lead Hazard Control Assistance Program

State-funded program to remove lead paint hazards from homes built before 1978 where children under 6 reside. Covers lea...

Home Repair
Forgivable loan up to $30,000

Bayonne CDBG Housing Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Bayonne. Loan is forgiven aft...

Home Repair
Up to $20,000 grant

Bayonne Home Accessibility Modification Program

Grant program for low-income homeowners with disabilities or seniors requiring accessibility modifications. Covers ramps...

Seniors & Disability
Up to $5,000 grant

Bayonne Senior Citizen Home Repair Grant

Provides emergency and minor repair grants to senior homeowners age 62+ in Bayonne. Covers essential repairs to maintain...

Seniors & Disability
Up to $7,500 grant

Bayonne Sewer Lateral Repair Program

Assists low-income homeowners with the cost of repairing or replacing private sewer lateral lines from the home to the c...

Home Repair
Up to $5,000 in rebates

PSE&G High Efficiency HVAC Rebate

PSE&G offers rebates to residential customers who upgrade to high-efficiency heating and cooling systems. Includes rebat...

Energy
Up to $3,000 rebate

PSE&G Air Source Heat Pump Rebate

Enhanced rebates for PSE&G customers installing qualifying air source heat pumps. Heat pumps provide both heating and co...

Energy
Up to $4,000 rebate

PSE&G Home Insulation Rebate

Rebates for PSE&G customers who add insulation to attics, walls, and basements. Includes air sealing to reduce drafts. H...

Weatherization
Up to $750 rebate

PSE&G Water Heater Rebate

Rebates for PSE&G gas customers who install ENERGY STAR certified gas water heaters. Higher rebates available for conden...

Energy
Varies by system size and production

New Jersey SREC Solar Incentive

New Jersey solar incentive program that pays homeowners for solar energy generated through Transition Renewable Energy C...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA grants (for seniors 62+) and low-interest loans to very-low-income homeowners in eligible rural areas to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their accessibility...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. For veterans with blin...

Veterans
Property tax exemption varies by project

NJ Historic Preservation Property Tax Relief

Property tax exemptions for approved rehabilitation of historic homes in New Jersey. Exempts the added value from qualif...

Historic
$150 audit + up to $4,000 in rebates

NJ Clean Energy Home Performance Assessment

Comprehensive home energy audit for $150 identifies efficiency improvements. After completing recommended upgrades throu...

Weatherization
Free energy upgrades

NJ Comfort Partners (Low-Income Energy Assistance)

Free home energy improvements for income-qualified households. Includes insulation, air sealing, lighting upgrades, refr...

Energy
Reimburses property tax increases

NJ Senior Freeze (Property Tax Reimbursement)

Property Tax Reimbursement program for senior citizens and disabled persons who meet income limits. Reimburses property ...

Property Tax Relief
Up to $1,500 benefit

NJ ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief benefits. Homeowners ...

Property Tax Relief
Based on property value after repairs

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows homebuyers to finance both purchase and renovation costs in a single loan. Also availab...

Home Repair
Up to $35,000 forgivable loan

NJ HomeKeeper Program

Forgivable loans to help income-eligible homeowners make necessary repairs and improvements. Loan is forgiven after 10 y...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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