USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in eligible rural areas near Baytown to repair or improve their homes. Loans are at 1% interest for up to 20 years. Must be unable to obtain affordable credit elsewhere.

1% interest loan repaid over up to 20 years

Key Details

  • Low-interest loan up to $40,000 at 1%
  • Very low-income homeowners in rural areas
  • Up to 20-year repayment term
  • Must be unable to get affordable credit elsewhere
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Baytown, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Baytown, TX

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