USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal loan and grant program for very low-income homeowners in eligible rural areas near Bellingham to repair, improve, or modernize homes. Seniors 62+ may qualify for grant funds up to $10,000. Loans at 1% interest for up to 20 years.

Grant portion for seniors 62+, loan at 1% interest for others

Key Details

  • Loan and grant for home repairs in eligible rural areas
  • Income at or below 50% AMI required
  • Seniors 62+ may receive up to $10,000 grant
  • Loans at 1% interest for up to 20 years
  • Must remove health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 757-6057

A grant-savvy contractor in Bellingham, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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