Find grants, rebates, forgivable loans, and free programs for Bergenfield, NJ, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bergenfield, NJ, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-qualified households. Services include ...
Provides grants for home repairs to owner-occupied households with income at or below 80% AMI. Covers critical repairs i...
HUD-funded program eliminating lead-based paint hazards in pre-1978 homes where children under age 6 reside. Services in...
Comprehensive energy efficiency program offering free home energy audits and rebates for qualifying improvements. Rebate...
Rebate program for installation of qualifying air-source or ground-source heat pumps. Incentives vary by system type and...
Solar owners earn tradeable Renewable Energy Credits for every megawatt-hour their system produces. SRECs can be sold on...
Provides minor home repairs and safety modifications for Bergen County seniors age 60+ with limited income. Services inc...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Covers modifi...
Local administration of the federal WAP program for Bergen County residents. Provides comprehensive energy efficiency im...
HUD HOME funds administered by NJ DCA for comprehensive home rehabilitation. Forgivable loan for owner-occupied househol...
Reimburses eligible senior and disabled homeowners for property tax increases on their principal residence. Income limit...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to homeowners with in...
Federally funded program providing heating assistance to low-income households. Benefits paid directly to utility or fue...
Provides monthly electric and/or natural gas bill credits to low-income customers. Credits applied automatically each mo...
Single mortgage combining home purchase or refinance with renovation costs. Allows buyers to finance both acquisition an...
Upfront incentive for residential solar installations. Incentive based on system size, typically $0.70-$0.90 per watt. C...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at single-family homes. Covers up to...
Provides grants for accessibility modifications to homes of Bergen County residents with disabilities. Covers ramps, wid...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Bergenfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bergenfield, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.