USDA Section 504 Home Repair Loan & Grant
U.S. Department of Agriculture Rural Development
About This Program
Federal program providing loans and grants to very low-income rural homeowners for home repairs. Berkeley does not qualify as a rural area under USDA definitions, so this program is not available locally.
Program not available in Berkeley (non-rural area)
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Berkeley, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Not available in Berkeley city limits
- Berkeley is not a USDA-eligible rural area
- Contact USDA for eligible rural areas in California
- Rural homeowners may qualify in other locations
- Loans up to $40,000; grants up to $10,000 elsewhere
How to Apply
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Track this programProgram phone: (707) 794-1582
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Berkeley.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Berkeley is not in a USDA-eligible rural area
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Find More Programs in Berkeley, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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