USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Binghamton to repair or improve dwellings. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest.

Combination of grant (seniors 62+) and 1% interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very-low-income requirement (50% AMI)
  • Must be in eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Binghamton, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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