Find grants, rebates, forgivable loans, and free programs for Bloomfield, NJ, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bloomfield, NJ, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free home weatherization services for income-eligible Essex County households to reduce energy costs. Includes insulatio...
State and federally funded program to eliminate lead-based paint hazards in pre-1978 homes with children under 6 or preg...
Low-interest home improvement loans for moderate-income New Jersey homeowners. Rates vary by income level, with the lowe...
Rebates for PSE&G customers who install qualifying energy-efficient equipment including heat pumps, central air conditio...
Free home energy improvements for income-qualified PSE&G customers. Includes free energy audit, insulation, air sealing,...
Solar Renewable Energy Certificates provide ongoing income for solar system owners based on electricity production. Comb...
Incentives for installation of cold-climate air-source heat pumps and ground-source heat pumps. Rebates range from $500 ...
Very low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize home...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility ne...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificat...
Grants and forgivable loans for accessibility modifications to enable seniors and persons with disabilities to remain sa...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Applic...
Annual property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $250,000 receive ...
Forgivable loans for comprehensive home rehabilitation to owner-occupied households in Essex County with income at or be...
Down payment and closing cost assistance for first-time homebuyers purchasing in New Jersey. Combined with NJHMFA mortga...
Federal program providing heating assistance to low-income households. Benefits paid directly to utility companies or fu...
Monthly electric and natural gas bill credits for low-income households. Credits automatically applied to utility bills ...
Grants for home modifications to enable seniors age 62+ and adults with disabilities to age safely in place. Covers grab...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
22 programs are currently listed for Bloomfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bloomfield, 16 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.