IHDA Single Family Rehabilitation Program

Illinois Housing Development Authority

Available Home Repair

About This Program

State-funded forgivable loan program for major home repairs and rehabilitation for income-eligible homeowners. Loan is forgiven after 10 years of continued owner-occupancy.

Forgivable loan with 10-year occupancy requirement, no repayment needed

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 120% AMI required
  • Must maintain owner-occupancy for 10 years
  • Covers roofing, HVAC, plumbing, electrical, structural
  • No monthly payments during forgiveness period

How to Apply

A grant-savvy contractor in Bloomington, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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