USDA Section 504 Home Repair Program

About This Program

USDA Section 504 provides loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $10,000 for seniors 62+ to remove hazards; loans up to $40,000 at 1% interest.

Combines low-interest loan and grant based on income and age; typical package $20,000-$30,000

Key Details

• Loans up to $40,000 at 1% interest for repairs
• Grants up to $10,000 for seniors 62+ to remove hazards
• Income at or below 50% AMI required
• Must be in USDA-designated rural area
• Can combine loan and grant for maximum benefit

How to Apply

A grant-savvy contractor in Blountville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications