Florida Hurricane Mitigation Insurance Discount

Florida Office of Insurance Regulation

Available Disaster Relief

About This Program

Florida law requires insurance companies to offer premium discounts for homes with hurricane mitigation features. Discounts vary by improvement type: impact-resistant windows/doors, roof shape, opening protection, and roof-to-wall connections. Certified inspection required.

Typical annual savings range from $200-$2,000 depending on improvements installed

Key Details

  • Required insurance discounts for wind mitigation features
  • Impact windows/doors earn largest discounts
  • Roof upgrades and hurricane shutters also qualify
  • Must have certified wind mitigation inspection
  • Annual savings typically $200-$2,000

How to Apply

A grant-savvy contractor in Boca Raton, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing for homes with certified mitigation features

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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